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Senior Lead Counsel I - US Personal Bank Mortgage
O Fallon, MO

Senior Lead Counsel I - US Personal Bank Mortgage (Hybrid)

The Senior Lead Counsel I will provide legal support to the U.S. Personal Bank Mortgage business of Citi. This individual will work closely with business management and will focus on ensuring compliance with state licensing requirements and maintaining all necessary licenses. They will also provide legal coverage to the Document Services group and serve as the primary legal contact for title curative matters. The attorney will report to a Director for U.S. Personal Bank Mortgage and will work with various business partners to support legal and regulatory change management, external regulatory exams, internal compliance reviews, and audits.

Key Responsibilities:

• Ensure compliance with state licensing requirements by preparing and filing applications and renewals as necessary.
• Work with business partners to address any licensing related issues and maintain necessary licenses.
• Collaborate with regulators to address questions and resolve licensing deficiencies.
• Assist with customer complaints received from states’ attorneys general and/or regulators.
• Respond to regulators during licensing examinations.
• Review products, offerings, business plans/strategies, consumer documents and disclosures to ensure compliance with state and federal laws, as well as internal policies and procedures.
• Provide support for issue identification and remediation, Document Services, licensing oversight/management, post-close, release/reconveyance, legacy title issues, state laws and licensing, and state regulatory exams.
• Advise senior management on operational, legal, regulatory, and related risks and develop solutions to mitigate these risks.
• Serve as a subject matter expert for assigned state laws and regulations related to mortgage originations and servicing, consumer protection requirements, and the performing servicing provisions of Truth-in-Lending Act/Regulation Z and Real Estate Settlement Procedures Act/Regulation X.

Qualifications:

• Juris Doctor degree and a license in good standing to practice law in at least one state.
• 5-7 years of relevant legal experience in financial services.
• Strong interpersonal and communication skills.
• Excellent analytical and organizational skills.
• Demonstrated ability to write effectively.
• Experience managing attorneys and paralegals.
• Familiarity with state and federal regulators.

Citi Overview:

Citi is the leading global bank with over 200 million customer accounts in more than 160 countries and jurisdictions. We provide a wide range of financial products and services to consumers, corporations, governments, and institutions. Our core activities include safeguarding assets, lending money, making payments, and accessing capital markets on behalf of our clients.

Citi’s Mission and Value Proposition:

Citi’s mission is to serve as a trusted partner to our clients by providing responsible financial services that promote growth and economic progress. We strive to earn and maintain our clients’ trust by adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards guide our employees in how we work every day to achieve success and execute our strategic priorities.

Diversity at Citi:

Diversity is a key business imperative at Citi and a source of strength. We serve clients from all backgrounds and origins and aim to have our workforce reflect this diversity at all levels. We are committed to fostering a culture where the best people want to work, where individuals are promoted based on merit, and where we value and demand respect for others. Citi offers a wide range of employee benefits, including medical, dental, vision coverage, 401(k) options, life insurance, and paid time off. To learn more about Citi employee benefits, please visit citibenefits.com.

Key Details:

• Job Title: Senior Lead Counsel I - US Personal Bank Mortgage (Hybrid)
• Job Requisition ID: 24728479
• Location: Ofallon, Missouri, United States
• Time Type: Full time
• Posted: 10 days ago
• Anticipated Posting Close Date: May 23, 2024
• Salary Range: $174,320.00 - $261,480.00 per year (in addition to potential incentive and retention awards)
• Equal Opportunity Employer: Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
• Accessibility at Citi: Citi is committed to providing reasonable accommodations for individuals with disabilities to use our search tools and apply for career opportunities. To request an accommodation, please visit the Accessibility at Citi page.
• EEO is the Law: Citi invites all qualified interested applicants to apply for career opportunities and is committed to equal employment opportunity regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. View the “EEO is the Law” poster, the EEO is the Law Supplement, and the EEO Policy Statement.
• Pay Transparency Posting: Citi is committed to providing fair and equitable compensation to all employees and follows the U.S. Department of Labor’s Pay Transparency Posting.






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